Loans for Specific Needs.
Some borrowing needs do not fit neatly into a traditional auto, recreational, or personal loan. CUOne Specialty Loans provide financing for a few specific situations important to our members.
Storm Shelter Loan
Affordable financing designed to help Oklahoma families add storm protection to their homes.
12-12-12 Holiday Loan
A simple seasonal loan designed to help spread holiday expenses over a predictable 12-month repayment period.
Storm Shelter Loan
Protection for Oklahoma weather.
A storm shelter can provide added protection when severe weather threatens. CUOne offers special financing to help make the cost more manageable.
Storm Shelter Loans are designed specifically for qualifying storm shelter purchases and installations, with rates and terms structured to keep payments affordable.
- Borrow up to $10,000
- Terms available up to 60 months
- Low fixed APR for the life of the loan
- Designed specifically for qualifying storm shelters
- No introductory-rate period
Rates As Low As 1.99%
APR* on qualifying Storm Shelter Loans.
Available for eligible terms.
Current Storm Shelter Loan Rates
Choose a repayment term that works with your budget.
1.99% APR* Terms up to 36 months
2.99% APR* Terms from 37 to 60 months
Seasonal Loan
Take some pressure out of the holidays.
Holiday expenses can add up quickly. The CUOne 12-12-12 Holiday Loan offers a simple, fixed borrowing option during the holiday season.
Borrow $1,200 at 12.00% APR for 12 months, giving you a predictable repayment schedule rather than carrying holiday expenses indefinitely.
- Borrow $1,200
- 12-month repayment term
- 12.00% APR*
- Approximate monthly payment of $106.64
- Available seasonally from October through December
12-12-12 $1,200
12 months at 12.00% APR*
Approximately $106.64 per month.
The 12-12-12 Formula
$1,200 Loan Amount
12 Months Repayment Term
12.00% APR*
Designed for a Specific Purpose
Specialty loans are structured around a defined need rather than general-purpose borrowing.
Storm Shelter Financing
This loan is intended specifically to help finance a qualifying storm shelter. If you need funds for broader home improvements, CUOne offers separate Home Improvement and Home Equity financing options.
Seasonal Holiday Financing
The 12-12-12 Holiday Loan is a limited seasonal product. Its fixed loan amount and repayment term make the borrowing cost and monthly payment easy to understand before you apply.
Ready to Get Started?
Apply online for an available Specialty Loan or review current CUOne loan rates and terms.
*APR = Annual Percentage Rate. Storm Shelter Loan rates currently begin at 1.99% APR for qualifying loans with terms up to 36 months. Qualifying loans with terms from 37 to 60 months are currently available at 2.99% APR. Actual rate, term, loan amount, and payment are subject to credit approval and applicable underwriting requirements. Rates are subject to change without notice.
The 12-12-12 Holiday Loan provides a $1,200 loan for 12 months at 12.00% APR. Payment example: a $1,200 loan for 12 months at 12.00% APR equals 12 monthly payments of approximately $106.64. Actual terms may vary. The 12-12-12 Holiday Loan is offered seasonally and may not be available outside the applicable promotional period.
All loans are subject to credit approval. Membership with Credit Union One of Oklahoma is required. See the current Loan Rates page and applicable loan disclosures for complete terms and conditions.