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Loan Rates

Auto Loans
Model Year Term Rate
2019 - Newer up to 60 months 2.84% APR*
2019 - Newer 61-72 months 3.09% APR*
2019 - Newer 73-84 month 3.59% APR*
2016 - 2018 up to 60 months 3.59% APR*
2016 - 2018 61 - 72 months 3.84% APR*
2016 - 2018 73 - 84 months 4.34% APR*
2012 - 2015 up to 48 months 6.09% APR*

*APR = Annual Percentage Rate

Motorcycle, ATV, Personal Watercraft
Type Term Rate
New up to 60 months 3.84% APR*
New 61 - 72 months 5.09% APR*
New 73 - 84 months 5.59% APR*
Used up to 60 months 5.34% APR*
Used 61 - 72 months 5.59% APR*
Used 73 - 84 months 6.09% APR*

*APR = Annual Percentage Rate

Boat and RV Loans
Model Year Term Rate
2019 - Newer up to 120 months 3.84% APR*
2016 - 2018 up to 120 months 4.34% APR*
2012 - 2015 up to 84 months 4.84% APR*

*APR = Annual Percentage Rate

Home Equity Loans (Primary Residence)
LTV Term Rate
80% 60 months 4.99% APR*
80% 61 - 120 months 5.49% APR*
90% 61 - 120 months 6.49% APR*
80% 121 - 180 months 6.24% APR*

*APR = Annual Percentage Rate

Home Equity Loans on Vacation/Rental Properties subject to a 4.00% rate premium, maximum loan to value of 70%, and does not include No Closing Cost option.

Home Improvement Loans
Type Term Rate
Solar, HVAC, Outbuilding,
Generator, Hot Tub, Sauna
6 - 180 months 5.49% APR*

*APR = Annual Percentage Rate

Unsecured Loans

Signature Loans (Personal Loans)
Type Term Rate
Personal Loan 12 - 48 Months 7.49% APR*

*APR = Annual Percentage Rate

Bucket List Loans
Type Term Rate
Personal Loan 12 - 48 months 7.49% APR*

*APR = Annual Percentage Rate

VISA Platinum Credit Card with Rewards
Type Term Rate
VISA Platinum Fixed 7.99% APR*
Secured VISA Fixed 15.99% APR*

*APR = Annual Percentage Rate

Line of Credit Loans
Type Term Rate
Personal Loan 36 months 18.00% APR*

 

*APR = Annual Percentage Rate

All rates are "AS LOW AS" and subject to change without notice. Rates depend on individual credit history.  Some advertised rates include a .25% discount for auto payments, .25% discount for Direct Deposit, and .15% discount for maintaining a OnePremier Checking Account. Rates are subject to change without notice. ^ No Closing Cost offer available on Home Equity Loans greater than $25,000.00. Other restrictions may apply.