Savings and Club                                                                                   Effective Date : 7-15-25

Tiered Balance	Dividend Rate	APY*	Dividends Paid
$0 - $99.99	0.00%	0.000%	N/A
$100.00 +	0.10%	0.100%	Quarterly

*APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method and earned on $100 or more deposited into the account. All rates are subject to change without notice.

Free Checking                                                                                        Effective Date : 7-15-25

Balance	Dividend Rate	APY*	Dividends Paid
N/A	0.00%	0.000%	N/A

Rewards Checking with MyRewards +                                            Effective Date : 7-15-25

Balance	Dividend Rate	APY*^	Dividends Paid
$0 - $10,000.00	0.10% - 2.50%	0.10% - 2.528%	Monthly
$10,000.01 +	0.10%	0.100%	Monthly

Investor Checking with Stock Rewards +                                       Effective Date : 7-15-25

Balance	Dividend Rate	APY*^	Dividends Paid
$0 - $10,000.00	0.10% - 5.00%	0.10% - 5.116%	Monthly
$10,000.01 +	0.10%	0.100%	Monthly

*APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method. Fees may reduce earnings on this account. *^To qualify for highest APY, requirements must be met. View additional account information for details. If you close your account before dividends are paid, you will not receive the accrued dividends. All rates are subject to change without notice.

Money Market Checking                                                                     Effective Date : 7-15-25

Tiered Balance	Dividend Rate	APY*	Dividends Paid
$0 - $2,499.99	0.00%	0.000%	N/A
$2,500.00 - $9,999.99	0.15%	0.100%	Monthly
$10,000.00 - $24,999.99	0.20%	0.150%	Monthly
$25,000.00 - $49,999.99	0.25%	0.200%	Monthly
$50,000.00 +	0.30%	0.250%	Monthly

*APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method. All rates are subject to change without notice.

Share Certificates                                                                                 Effective Date : 7-15-25

Term	Balance	Dividend Rate	APY*	Dividends Paid
182 Day	$2,500.00 +	2.00%	2.018%	Monthly
One Year	$500.00 - $99,999.99	2.50%	2.528%	Monthly
	$100,000.00 +	2.75%	2.784%	Monthly
18 Month	$500.00 - $99,999.99	2.50%	2.528%	Monthly
	$100,000.00 +	2.75%	2.784%	Monthly
Two Year	$500.00 - $99,999.99	2.25%	2.273%	Monthly
	$100,000.00 +	2.50%	2.528%	Monthly
Three Year	$500.00 - $99,999.99	2.00%	2.018%	Monthly
	$100,000.00 +	2.25%	2.273%	Monthly
Four Year	$500.00 - $99,999.99	2.00%	2.018%	Monthly
	$100,000.00 +	2.25%	2.273%	Monthly

*APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method. If you close your account before dividends are paid, you will not receive the accrued dividends. You are also subject to a 30 days interest penalty if your certificate is one year or less, and 90 days interest penalty if your certificate is more than one year. All rates are subject to change without notice. $2,500 minimum deposit to open 182 Day Cert. All others, $500 minimum, unless otherwise noted.

IRA Certificates                                                                                      Effective Date : 7-15-25

Term	Balance	Dividend Rate	APY*	Dividends Paid
One Year	$500.00 - $99,999.99	2.50%	2.528%	Monthly
	$100,000.00 +	2.75%	2.784%	Monthly
Two Year	$500.00 - $99,999.99	2.25%	2.273%	Monthly
	$100,000.00 +	2.50%	2.528%	Monthly
Three Year	$500.00 - $99,999.99	2.00%	2.018%	Monthly
	$100,000.00 +	2.25%	2.273%	Monthly
Four Year	$500.00 - $99,999.99	2.00%	2.018%	Monthly
Four Year	$100,000.00 +	2.25%	2.2763%	Monthly

*APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method. If you close your account before dividends are paid, you will not receive the accrued dividends. You are also subject to a 30 days interest penalty if your certificate is one year or less, and 90 days interest penalty if your certificate is more than one year. All rates are subject to change without notice.

SuperSaver Savings (Minor Savings)                                                Effective Date : 7-15-25

Tiered Balance	Dividend Rate	APY*	Dividends Paid
$0 - $99.99	0.00%	0.000%	N/A
$100.00 - $1,000.00	3.00%	3.041%	Quarterly
$1,000.01 +	0.10%	0.100%	Quarterly

*APY = Annual Percentage Yield

 

SavvySpender Checking (Minor Checking)                                     Effective Date : 7-15-25

Tiered Balance	Dividend Rate	APY*	Dividends Paid
$0 - $99.99	0.00%	0.000%	N/A
$100.00 - $1,000.00	3.00%	3.041%	Monthly
$1,000.01 +	0.10%	0.100%	Monthly

*APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method. IRA Certificates and Accounts are subject to a $25.00 closing fee. If you close your account before dividends are paid, you will not receive the accrued dividends. You are also subject to a 30 days interest penalty if your certificate is one year or less, and 90 days interest penalty if your certificate is more than one year. All rates are subject to change without notice. $500 minimum deposit for all IRA Certificates.