Finance the Fun.
From road trips and weekends on the water to motorcycles and off-road adventures, CUOne offers competitive financing for the recreational vehicles that help you enjoy more of your time away.
Ready to Apply?
Start your recreational loan application online and take the next step toward your next adventure.
Compare Current Rates
Review current rates for RVs, boats, motorcycles, ATVs, and personal watercraft before you apply.
Recreational Loans
Financing built for where you want to go.
Whether you're headed down the highway, out on the lake, or off the beaten path, CUOne can help finance your next recreational purchase.
- Financing for new and used recreational vehicles
- Up to 100% financing available on qualifying purchases
- Terms up to 120 months on qualifying RV and boat loans
- Terms up to 84 months on qualifying motorcycle loans
- Competitive financing for ATVs and personal watercraft
- Refinancing available on qualifying existing recreational loans
Rates As Low As 5.24%
APR* on qualifying recreational loans.
Available on eligible recreational loans.
What Are You Financing?
CUOne offers financing for a variety of recreational vehicles.
Recreational Vehicles
Whether you're planning weekend getaways or longer road trips, CUOne can help finance a qualifying new or used RV.
- Up to 100% financing available
- Terms up to 120 months on qualifying loans
- New and used RV financing
- GAP Advantage available on eligible loans
Boats
Get out on the water with financing for qualifying new and used boats, with flexible terms designed for larger purchases.
- Up to 100% financing available
- Terms up to 120 months on qualifying loans
- New and used boat financing
- GAP Advantage available on eligible loans
Motorcycles
Finance a new or used cruiser, touring bike, sport bike, or other eligible motorcycle with competitive CUOne financing.
- Up to 100% financing available
- Terms up to 84 months on qualifying loans
- New and used motorcycle financing
- GAP Advantage available on eligible loans
ATVs & Personal Watercraft
Finance the equipment that gets you off-road or on the water, including qualifying ATVs and personal watercraft.
- Competitive financing for new and used purchases
- Flexible terms based on approved loan
- Refinancing available on qualifying existing loans
Optional Protection
GAP Advantage for Eligible Recreational Loans
RVs, boats, and motorcycles can represent a significant investment. If an eligible vehicle is totaled or stolen, your primary insurance settlement may be less than the amount still owed on your loan.
GAP Advantage
Added protection when the unexpected happens.
GAP can waive all or a portion of the eligible deficiency between your primary insurance settlement and remaining loan balance, subject to program terms, limitations, and exclusions.
- Available on eligible RV, boat, and motorcycle loans
- May waive all or part of the eligible deficiency after a covered total loss or theft
- Helps reduce the financial impact of owing more than the insurance settlement
- Voluntary protection that can be added to an eligible loan
GAP is a voluntary, non-insurance product. GAP is available on eligible RV, boat, and motorcycle loans.
Already Have a Loan?
Bring Your Recreational Loan to CUOne
If your RV, boat, motorcycle, ATV, or personal watercraft is financed somewhere else, CUOne may be able to refinance the existing loan. Depending on your current loan and approved terms, refinancing may help lower your rate, monthly payment, or overall borrowing cost.
Why Finance With CUOne?
- Competitive recreational loan rates
- Flexible repayment terms
- New, used, and refinance options
- Local service from your credit union
Ready for Your Next Adventure?
Apply online or review our current recreational loan rates to get started.
*APR = Annual Percentage Rate. Rates as low as 5.24% APR are currently available on qualifying recreational loans for eligible terms. Actual APR, term, loan amount, and payment will vary based on creditworthiness, collateral, model year, loan amount, and other underwriting criteria. Rates are subject to change without notice.
Up to 100% financing and maximum advertised terms are subject to credit approval, collateral value, vehicle type, model year, loan amount, and other underwriting requirements. Not all borrowers or collateral will qualify for maximum financing or terms.
Guaranteed Asset Protection is optional and is not required to obtain credit. GAP is a voluntary, non-insurance product and is available only on eligible RV, boat, and motorcycle loans. Coverage is subject to applicable limitations, exclusions, loan-to-value requirements, and other program terms.
All loans are subject to credit approval. Membership with Credit Union One of Oklahoma is required. See the current Loan Rates page and applicable loan and protection-product disclosures for complete terms and conditions.