Share Savings & Club Rates

Tiered Balance	Dividend Rate	APY*	Dividends Paid
$0 - $99.99	0.00%	0.000%	N/A
$100.00 +	0.10%	0.100%	Quarterly

*APY = Annual Percentage Yield

Dividends are calculated by the average daily balance method and earned on $100 or more deposited into the account. All rates are subject to change without notice.

Share Draft Checking Rates

Checking Type	Dividend Rate	APY*	Dividends Paid
Free Checking, OneE	0.00%	0.000%	N/A
OnePlus, OnePremier	0.10%	0.100%	Monthly

*APY = Annual Percentage Yield

Dividends are calculated by the average daily balance method and earned on $100 or more deposited into the account.

Fees may reduce earnings on this account.

If you close your account before dividends are paid, you will not receive the accrued dividends. All rates are subject to change without notice.

Money Market Checking

Tiered Balance	Dividend Rate	APY*	Dividends Paid
$0 - $2,499.99	0.00%	0.000%	N/A
$2,500.00 - $9,999.99	0.15%	0.100%	Monthly
$10,000.00 - $24,999.99	0.20%	0.150%	Monthly
$25,000.00 - $49,999.99	0.25%	0.200%	Monthly
$50,000.00 +	0.30%	0.250%	Monthly

*APY = Annual Percentage Yield

Dividends are calculated by the average daily balance method. All rates are subject to change without notice.

Share Certificates

Term	Balance	Dividend Rate	APY*	Dividends Paid
182 Day	$500.00 +	0.60%	0.602%	Monthly
One Year	$500.00 - $99,999.99	0.75%	0.753%	Monthly
One Year	$100,000.00 +	0.80%	0.803%	Monthly
18 Month	$500.00 - $99,999.99	0.75%	0.753%	Monthly
18 Month	$100,000.00 +	0.80%	0.803%	Monthly
Two Year	$500.00 - $99,999.99	0.90%	0.904%	Monthly
Two Year	$100,000.00 +	0.95%	0.955%	Monthly
Three Year	$500.00 - $99,999.99	0.95%	0.955%	Monthly
Three Year	$100,000.00 +	1.00%	1.005%	Monthly
Four Year	$500.00 - $99,999.99	1.00%	1.005%	Monthly
Four Year	$100,000.00 +	1.05%	1.056%	Monthly

*APY = Annual Percentage Yield

Dividends are calculated by the average daily balance method.

If you close your account before dividends are paid, you will not receive the accrued dividends. You are also subject to a 31 days interest penalty for early withdrawal. All rates are subject to change without notice. $2,500 minimum deposit to open 182 Day Cert. All others, $500 minimum.

IRA Certificates

Term	Balance	Dividend Rate	APY*	Dividends Paid
One Year	$500.00 - $99,999.99	0.75%	0.753%	Monthly
One Year	$100,000.00 +	0.80%	0.803%	Monthly
Two Year	$500.00 - $99,999.99	0.90%	0.904%	Monthly
Two Year	$100,000.00 +	0.95%	0.955%	Monthly
Three Year	$500.00 - $99,999.99	0.95%	0.955%	Monthly
Three Year	$100,000.00 +	1.00%	1.005%	Monthly
Four Year	$500.00 - $99,999.99	1.00%	1.005%	Monthly
Four Year	$100,000.00 +	1.05%	1.056%	Monthly

*APY = Annual Percentage Yield

Dividends are calculated by the average daily balance method. *Share Certificates- IRA accounts are subject to a $25.00 closing fee. You are also subject to a 31 days interest

penalty for early withdrawal.  All rates are subject to change without notice. $500 minimum deposit for all IRA Certificates.