ENROLL IN NETTELLER

MEMBER SERVICES: 405-557-0167    

EFFECTIVE 6-1-2021

SECURED LOANS

UNSECURED LOANS

AUTO LOANS

 

YEAR                   TERM

2018 - Newer         up to 60 months

                              61-72 months

                              73-84 months

 

2015 - 2017           up to 60 months

                              61-72 months

                              73-84 months

 

2011 - 2014           up to 48 months

RATE

1.84% APR*

2.09% APR*

2.59% APR*

 

2.59% APR*

2.84% APR*

3.34% APR*

 

5.09% APR*

BOAT & PERSONAL WATERCRAFT LOANS

 

TYPE                   TERM                      RATE

New                       up to 60 months       2.84% APR*

                              61-72 months           3.09% APR*

                              73-120 months         3.59% APR*

 

Used                      up to 60 months       4.34% APR*

                              61-72 months           4.59% APR*

                              73-120 months         5.09% APR*

MOTORCYCLE & ATV LOANS

 

TYPE                   TERM                      RATE

New                       up to 60 months       2.84% APR*

                              61-72 months           3.09% APR*

                              73-120 months         3.59% APR*

 

Used                      up to 60 months       4.34% APR*

                              61-72 months           4.59% APR*

                              73-120 months         5.09% APR*

RECREATIONAL VEHICLE LOANS

 

TYPE                   TERM                      RATE

New                       up to 120 months     3.34% APR*

Used                      up to 120 months     4.34% APR*

HOME EQUITY LOANS

 

(Primary Residence)

 

LTV                      TERM                      RATE

80%                       60 months                4.49% APR*

80%                       61 - 120 months       4.99% APR*

90%                       61 - 120 months       5.99% APR*

80%                       121 - 180 months     5.99% APR*

 

Home Equity Loans on Vacation/Rental Properties subject to a 4.00% rate premium, maximum loan to value of 70%, and does not include No Closing Cost option.

SIGNATURE LOANS  (PERSONAL LOANS)

 

TYPE                    TERM                      RATE

Personal Loan        12-48 months           8.49% APR*

BUCKET LIST LOANS

 

TYPE                   TERM                      RATE

Personal Loan       12 - 48 months          8.49% APR*

VISA PLATINUM CREDIT CARD W/ REWARDS

 

TYPE                   RATE TYPE              RATE

VISA Platinum       Fixed                         7.99% APR*

Secured VISA         Fixed                        15.99% APR*

LINE OF CREDIT LOANS

 

TYPE                   TERM                      RATE

Personal Loan       36 months                18.00% APR*

STORM SHELTER LOANS

 

TYPE                   TERM                      RATE

Personal Loan       12 - 48 months          1.99% APR*

Buy Green Save Green

ELECTRIC VEHICLES RECEIVE AN

ADDITIONAL 0.50% DISCOUNT OFF APR*

 

HYBRID ELECTRIC VEHICLES RECEIVE AN

ADDITIONAL 0.25% DISCOUNT OFF APR*

Have a question

about a loan?

 

Contact  a Member Experience Specialist

405-557-0167

*APR= Annual Percentage Rate.  All rates are "AS LOW AS" and subject to change without notice. Rates depend on individual credit history.  Auto, boat, motorcycle & RV advertised rates include a .25% discount for auto payments, .25% discount for Direct Deposit, and .15% discount for maintaining a OnePremier Checking Account. Rates are subject to change without notice. ^ No Closing Cost offer available on Home Equity Loans greater than $15,000.00. Other restrictions may apply.

 

 

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Credit Union One is an

equal housing lender.

NMLS ID : 812426

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Accounts are federally insured to at least $250,000 by NCUA (National Credit Union Administration).

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