Loan Rates

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MEMBER SERVICES: 405-557-0167

EFFECTIVE 3-1-22

SECURED LOANS

UNSECURED LOANS

AUTO LOANS

YEAR TERM

2019 - Newer up to 60 months

61-72 months

73-84 months

2016 - 2018 up to 60 months

61-72 months

73-84 months

2012 - 2015 up to 48 months

RATE

1.84% APR*

2.09% APR*

2.59% APR*

2.84% APR*

3.34% APR*

5.09% APR*

MOTORCYCLE, ATV, PERSONAL WATERCRAFT

TYPE TERM RATE

New up to 60 months 2.84% APR*

61-72 months 4.09% APR*

73-84 months 4.59% APR*

Used up to 60 months 4.34% APR*

61-72 months 4.59% APR*

73-84 months 5.09% APR*

BOAT AND RV LOANS

YEAR TERM

2019 - Newer up to 120 months

2016 - 2018 up to 120 months

2012 - 2015 up to 84 months

RATE

2.84% APR*

3.34% APR*

3.84% APR*

HOME EQUITY LOANS

(Primary Residence)

LTV TERM RATE

80% 60 months 3.99% APR*

80% 61 - 120 months 4.49% APR*

90% 61 - 120 months 5.49% APR*

80% 121 - 180 months 5.24% APR*

Home Equity Loans on Vacation/Rental Properties subject to a 4.00% rate premium, maximum loan to value of 70%, and does not include No Closing Cost option.

HOME IMPROVEMENT LOANS

TYPE TERM RATE

Solar, HVAC, 6 - 180 months 5.49% APR*

Outbuilding,

Generator,

Hot Tub, Sauna

SIGNATURE LOANS (PERSONAL LOANS)

TYPE TERM RATE

Personal Loan 12-48 months 7.49% APR*

BUCKET LIST LOANS

TYPE TERM RATE

Personal Loan 12 - 48 months 8.49% APR*

VISA PLATINUM CREDIT CARD W/ REWARDS

TYPE RATE TYPE RATE

VISA Platinum Fixed 7.99% APR*

Secured VISA Fixed 15.99% APR*

LINE OF CREDIT LOANS

TYPE TERM RATE

Personal Loan 36 months 18.00% APR*

STORM SHELTER LOANS

TYPE TERM RATE

Personal Loan 12 - 48 months 1.99% APR*

ELECTRIC VEHICLES RECEIVE AN

ADDITIONAL 0.50% DISCOUNT OFF APR*

HYBRID ELECTRIC VEHICLES RECEIVE AN

ADDITIONAL 0.25% DISCOUNT OFF APR*

Have a question

about a loan?

Contact a Member Experience Specialist

405-557-0167

*APR= Annual Percentage Rate. All rates are "AS LOW AS" and subject to change without notice. Rates depend on individual credit history. Auto, boat, motorcycle & RV advertised rates include a .25% discount for auto payments, .25% discount for Direct Deposit, and .15% discount for maintaining a OnePremier Checking Account. Rates are subject to change without notice. ^ No Closing Cost offer available on Home Equity Loans greater than $25,000.00. Other restrictions may apply.